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Equity Release


  What does retirement mean to you?
Retirement is a time when you should be able to enjoy the rewards of your hard work and look forward to doing things you like to do best.........It is a time to release your potential.

Release the potential in your home.
Over the years your home will have provided you with fond memories, comfort and security now it is probably your greatest asset. This asset could provide you with your greatest opportunity and through Equity Release allow you to unlock the money that is tied up in your home and ensure a more financial future.

Release a cash lump sum
By releasing some of the value in your home, you could soon have a cash sum in your hands or an increased income… and still be sitting comfortably.

Equity Release Mortgage Option.

Still owning your own home
With this plan a legal charge is secured on your home, and a cash sum is provided, which you may spend as you choose. For as long as you live and for as long as you continue to occupy your home, you need not make any repayments on the loan. Loan interest, at a fixed rate, compounded annually, will be rolled up and added to the loan each year.

How much cash can be released?
Naturally, the older you are the higher the benefit that can be released in relation to the value of your home. This is because the term of the loan will be based on your life expectancy (the life expectancy of the youngest applicant in the case of a joint application).

Equity Release is a way of helping older people to ease away their financial difficulties.

If you would like us to prepare a personal pre-application illustration, please complete the enquiry form below: -

Is this a joint or single application?

    

Name 1st applicant:
Date of birth:
Name 2nd applicant:
Date of birth:
Address:
Postcode
Daytime Telephone:
Evening Telephone:
Email Address:
   
Estimated Property value (£):
Amount of cash required:

 

 
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