Terms and Conditions

Loans for non standard properties - building construction.

Most lenders will only take standard residences as security. Detached, semi-detached and terraced in the main. So if you own your property and it is not of standard construction such as high rise flats finding a loan may be difficult as it will not be accepted by most lenders.

What can I do?

Do not despair.

The Good News

Edwards & Associates has made provisions to arrange loans for homeowners with non-standard property. We have relationship with lenders who will review your application on case-by-case basis and consider your property for its suitability before making any decisions.

These types of lenders will on occasion use interest rates that are higher than your standard bank loan and will be rates they feel reflect your circumstances. You should always be clear about the terms of any agreement you enter into.

What do I do now then?

So if you are a homeowner with non-standard property and are looking for a loan then apply now and let us find a lender that will take into consideration your personal circumstances and provide you with the loan you are looking for.

To apply click here

Back to main Homeowners page

All loans are subject to status, written quotations are available on request. We also offer a range of plans where rates may differ from 7.3% APR variable to 29.9%APR variable according to your circumstances. However most of our clients qualify for a typical APR of 12.9% APR variable

Loans for non standard properties - building construction

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.